Moving can be one of the most stressful
experiences in life. There are two different kinds of needs that
people have while moving. Transactional needs, like
finding the perfect home, finding a seller who is realistic,
negotiating a price, completing paperwork, handling the close,
and arranging your move. There are also emotional needs
involved, and this is the cause of most of the stress. Any
competent agent can handle the transactional needs, but if the
emotional needs are not met, you'll be frustrated and may not
act in your own best interests. The ideal realtor is competent
with paperwork and numbers and can also guide, direct, and
counsel you through the emotions of moving. The following are
some ways to overcome some of the stress with moving.
Have an ultimate scenario of what you're
trying to accomplish. What will things be like when you get
into your new home? How will things be better than in your
current home? Focus on the new life and write out your
thoughts, fill up at least a page about how it feels in the
new home. Having the goal in front of you at all times
energizes you to achieve it, regardless of setbacks and
frustrations. Emotions will run high and you need an anchor.
You must focus on the future goal when anxiety threatens to
get the better of you.
In your monetary calculations,
overestimate by a few thousand dollars. In the market,
anything can happen between contract acceptance and close.
Inspections could reveal areas of concern that the seller is
unwilling to fix or the repair costs are higher than the
amount limited in the contract. The interest rate could vary,
which affects the necessary down payment and closing costs you
will need to come up with. Your Realtor will strive to tie up
loose ends as quickly as possible, but remember there is no
perfect world. Most buyers feel a bit overwhelmed when taking
on a new mortgage and the responsibilities of a new home and
sometimes buyers get angry when it seems like the cost just
keeps going up. Frustrations mount when reality does not
match initial expectations. So if you anticipate this
happening in advance, frustration should be minimal.
Hopefully, it should go better than you expected.
There's just so much to do, it's easy to
become overwhelmed. You wonder if it will ever work out. You
think you're taking a big chance, but the truth is you're
giving yourself a big chance. Even though you can't see
every step of the way, as you move towards your goals, the way
opens up. Your Realtor knows that you haven't moved in a long
time and it's a major change in your life. But your Realtor
has been there many times before, and will be looking out for
you. Trust that your Realtor knows the way to get you there.
One thing you'll probably feel during
this transition time is being out of control. It feels like
everyone else has taken over your life. The seller, your
lender, the appraiser, the inspectors, they all have the power
to say yes or no to your moving plans. Your Realtor will do
their best to let you know ahead of time what your expenses
will be, and what the unknowns are. He/she should help tie
down the loose ends as soon as possible and help educate you
on the "behind the scenes" issues so you never feel out of
control.
When things don't go as smoothly as you
had hoped, don't let emotions take over. Always ask yourself
"What are my options? "because there are always options. All
cases are unique, but when setbacks occur asking yourself this
question helps to defuse the situation and restore clearheaded
thinking.
When there's nothing you can do about a
situation, take your mind off of it altogether. Maybe you
expected loan approval on Tuesday, but now it won't come until
Friday. You hate being in limbo and feeling powerless. So do
something else entirely, maybe something where you aren't
powerless. Take a hike, play tennis, get out of town for the
day. Whatever diversion works best for you, now would be a
good time to engage in it. Forget the situation and refuse to
listen to those irritating thoughts when they come into your
head. Think about something else instead and just take it a
day at a time.
Prepared
by: Re/Max Home & Ranch - 303-646-9000